The “More” tab will take you to a screen with additional features, such as requesting money from another user and withdrawing the balance from your wallet to a bank account. However, in order to access these features, slot via gopay Go-Pay will ask you to update your account. You photograph your local ID, driver’s license or passport. You also need to take a photo of yourself with the identity document and a photo of your signature.
Gojek’s payment team covers both customer payments (e-money and GoPay wallet) and merchant payments. GoPay is Southeast Asia’s fastest growing consumer payment and financial services app, serving tens of millions of registered users through a variety of payment channels and offering the most convenient payment methods in Southeast Asia. Midtrans is one of the largest payment gateways in Indonesia. Spots is the largest offline payment network in Indonesia. We have helped to simplify payments for more than 750,000 business partners, more than 1,000,000 driver partners and millions of customers, from the cyclists on their street to their favorite stalls in Gorengan and Martabak.
But Go-Jek has expanded its range of services far beyond Go-Ride, its taxi offer. Users can also order groceries, hire couriers and pay bills, among other things. GoPay now handles payments for many of Go-Jek’s transactions: The company’s CEO, Nadiem Makarim, told Bloomberg this month that GoPay is now used for more than half of them.
Millions of mobile users who have not yet joined any of the platforms and existing users could be induced to try other wallets if they offer a superior user experience, better discounts or more features. Shakti says that in the early days of GO-PAY, it was difficult for many drivers to top up their accounts on their own, either at an ATM or through mobile banking. They preferred someone else to do it for them, like a cashier at the supermarket (which is why GOJEK also allows GO-PAY refills at convenience stores). Nevertheless, Go-Jek is likely to face strong competition from other transport services in Indonesia. Grab of competitors now offers its own digital payment service GrabPay.
For example, we may use third-party data centers to host our web properties or store uploaded documents in our application. We have appropriate contractual and technical protection measures in place to restrict the use and disclosure of your personal data by these service providers. Goto Financial’s consumer services include GoPay, GoPayLater and other financial services. We also serve businesses of all sizes through the leading payment gateway Midtrans, the largest cloud POS network in Indonesia, Moka and GoKasir. We also have GoBiz, GoBiz Plus, GoStore and Selly all-in-one trading solutions available in Indonesia and Southeast Asia.
Users can add money to GoPay by connecting their bank account or depositing cash with taxi drivers. It has been GoPay’s mission since day one, so today’s integration with Jago is a real game changer for us. It marks a new phase in our efforts to make digital financial services accessible to more people as we provide convenient access to banking for millions of people across the country and help them get their financial planning journeys started. We will continue to work with Jago and other financial institutions and leverage our respective strengths to provide a truly unique and frictionless financial management experience for consumers at all levels of society.” The integration complements a feature introduced earlier this year that allows Jago users to connect their Jago wallets to the Gojek app and pay cashless for Gojek services such as transportation, groceries, bill payments and more. Together, this means that GoPay Jago users can now enjoy a completely seamless experience in payment and financial management.
Now you can transfer money directly from your GO-PAY balance to your account at no additional cost! Just follow these 7 easy steps to make the GO-PAY transfer. According to Haryopratomo, Go-Pay is currently the country’s leader in the e-wallet sector, where online credits can be used for in-app purchases of goods and services or from partner merchants. If you have a balance in your Go-Pay wallet, the money will be deducted from there by default for travel, food or other services that you book through the application. This does not mean that Go-Jek can rest on his laurels. Mobile money is a phenomenon that is beginning to develop, which makes the situation dynamic.
Organically, many drivers are beginning to understand the non-monetary benefits of switching to digital technology. And most importantly, they are now included in the formal financial system. Over time, financial inclusion has been shown to improve the well-being of the previously poor without a bank account.
Once their accounts are opened, GoPay Jago users don’t have to pay any top-up fees when transferring money between GoPay and Jago, which gives them more benefits and convenience in managing their finances. On both platforms, you can pay for travel, food and other services requested through the application from the balance of your wallet. And more and more offline merchants are also accepting this payment method. The transfer is made simply by scanning a QR code. Many of them are financially marginalized and illiterate in financial and management services. For them, using GO-PAY would not give them any special value.
We do not sell your personal data to third parties and do not allow third parties to use it for their marketing purposes. GOPAY uses external intermediaries to manage payment processing. These intermediaries are only links in the distribution chain and may not store, store or use the information provided, except for payment processing purposes. Collect statistics and perform analysis on your use of our products in order to provide a better service and create new features and functions for current and future users. This Policy also applies to those who provide information to GOPAY in connection with an application to use our Services or whose information GOPAY otherwise receives in connection with its Services. All subjects of this Policy are referred to as “Users” for the purposes of this Policy.